Roofing Contractor Software in Missouri

Missouri has no state license for roofers, but since January 1, 2023 it has had a state registration. Any company that does roofing or offers to has to register with the Department of Commerce and Insurance, which takes an application, a fee of up to $200, and proof of liability insurance, workers' comp, and auto insurance. It is not an exam and it is not a license, but a homeowner can look it up, and after a storm the companies without it are the ones that came from out of state. Kansas City, St. Louis city and county, St. Charles County, Springfield, and Columbia all keep their own contractor licenses on top of the state registration.

The storm law is the part with teeth. Missouri says a contractor cannot advertise or promise to pay or rebate any part of the insurance deductible, and cannot represent or negotiate with the insurance company on the homeowner's behalf on a roofing claim. A homeowner who signed a contract to be paid from a claim can cancel it within five business days of getting written notice from the insurer that the claim is not covered. Roofers who are used to handling the whole claim for the customer have to work differently here.

The storms are why the law exists. Kansas City and St. Louis both sit in the hail belt and get hit most summers, and the state has a long history with tornadoes, from Joplin in 2011 to the outbreaks that come through the Ozarks every spring. Ice storms do more winter damage here than snow does.

The houses are split by city. St. Louis is one of the most brick cities in the country, and its roofs are steep asphalt over old framing. Kansas City and its Missouri suburbs, Lee's Summit, Blue Springs, Liberty, are frame houses from the 1950s onward. St. Charles County west of St. Louis has been building subdivisions for thirty years, and the first waves of builder-grade shingles there are aging out now.